We offer you the opportunity to pay for your procedure with financing. You can choose your preferred repayment period and a monthly installment that suits your needs. Our customer service at +358 9 4748 2705 is also happy to help with any financing-related questions.
Thanks to OP Financing Service’s fixed interest rate and monthly installment, you’ll always know in advance what your purchase will cost. You can finance the entire procedure or just part of it.
- No collateral or guarantors required
- Loan amount: €2,500 – €50,000
- Flexible repayment period
- Interest rate: OP Prime + margin 5.95%*
- Billing fee: €7/month
- One month interest-free and fee-free payment period
- You can repay the full loan amount at once with no extra charges
You can monitor and manage your loan in OP’s online financing service. It can be found on the op.fi website under the main menu > Loans.
Loan example
The financing is a one-time loan. The effective annual interest rate for a €7,500 loan is 10.52%, assuming:
- Interest rate is OP Prime + 5.95% (8.45% as of 05/25)
- No setup fee
- Billing fee €7/month
Estimated total cost of the loan is €10,377
The calculation assumes the full loan is withdrawn, the interest and fees remain the same throughout the loan period, and the loan is repaid in minimum monthly installments of €128 (1.70% of the loan amount), resulting in a loan period of 82 months.
How do I apply for financing?
Apply for a loan here (page only in Finnish)
You will need online banking credentials or a mobile certificate for identification.
You’ll receive a credit decision quickly and can also sign the agreement electronically.
The loan is granted by OP Corporate Bank plc, Gebhardinaukio 1, 00510 Helsinki.